Even if you’ve been lucky until now, your luck may not hold out much longer. In today’s economy, the job market is continuing to tumble. Most people who do not have a college degree presently, and many who do, are out looking for work.

Even if you do have an undergraduate degree or Master Degree, some job markets are just not hiring. Many real estate and mortgage companies are tightening their belts, and new graduates with accounting degrees or educations in finance will find the available positions very competitive.

So what job markets are still open? Most people in the nursing profession continue to report that they have no difficulty in finding their choice of positions. In fact, many have gone back to school to earn an online degree at the Bachelor level, or have even enrolled in graduate degree programs because of the increasing nursing shortage.

Many people with business administration degrees are finding positions in foreclosure companies. While this may not be exactly what they were considering when they began their college degree programs, young graduates quickly find that these companies pay the bills. They are quickly finding out that “a person’s got to do what a person’s got to do.”

If you are considering going back to school, or want to earn a college degree at home, take time to do some research. Which career fields are going to offer the best return on the job investment right now. Are you already qualified for these positions? Are you interested in any of them? You want to be able to pay the bills, but take the time to find the career that’s right for you. There’s nothing worse than being stuck in a job you can’t stand, but from which you can’t escape because you have to pay the bills.